N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

1
What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
2

Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

3
Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
4
Now tailor your quote

Winter sports, ski, activity and adventure travel insurance.

Snowcard are one of the UK's longest established providers of activity travel insurance, winter sports insurance, ski insurance and adventure travel insurance for a wide range of mountain sports. Snowcard has been providing adventure travel insurance for over 30 years and all policies include as standard search and rescue, helicopter rescue and repatriation to the UK.

Snowcard policies now cover cancellation if you become ill with coronavirus COVID-19 and include emergency medical expenses if you contract COVID-19 on holiday. Full details of COVID-19 cover click here.

As one of the UK's longest running specialists in winter ski insurance,
ski insurance, activity travel insurance, mountain sports insurance, and adventure travel insurance we hope you will enjoy putting together your own unique adventure policy. As the only travel insurance that allows you to select your own sums insured, Snowcard offers the most flexible policy in the UK aimed at dedicated specialist and independent travellers.

PLEASE NOTE: all policies are issued electronically and include an eSnowcard (printed copy of policy schedule available on request)

Snowcard covers most winter sports including on and off piste skiing and snowboarding, mountain sports like climbing, trekking and mountaineering, water sports ranging from scuba diving and sailing to white water kayaking and kite surfing.

If you are a cyclist, we can cover you and your bike for mountain biking as well as road touring. Snowcard covers a wide range of general activities providing security and peace of mind on your adventure holiday, we offer personalised activity travel insurance to suit a wide range of adventure holidays.

If you can't find what you are looking for send us an email [email protected]

PLEASE NOTE: all policies are issued electronically and include an eSnowcard (printed copy of policy schedule available on request)

If we are unable to offer you the travel insurance cover you need, or if we are unable to provide cover for any pre-existing medical conditions, you may be able to get help by accessing the Money and Pensions Service travel insurance directory or call 0800 138 7777.