The mountain sports activities we cover are listed below. If you can not see the activity you are taking part in, please email with details and we will advise if cover can be provided.
Please note all policy levels include search and rescue including helicopter and air ambulance costs (see below for search and rescue conditions).
Adventure Basic
- Non-technical walking on tracks and paths including coastal paths at altitudes below 1000m
Adventure Plus
- Abseiling
- Bouldering
- Hill walking in summer conditions (e.g. Tour de Mont Blanc, Hut to Hut tours)
- Orienteering
- Scrambling
- Single pitch and/or bolted sport climbing (inc. permanently bolted multi pitches)
- Sport climbing (involving permanent fixed anchors)
- Via ferrata
Max Adventure
- Big wall climbing (multi pitch/multi day ascents)
- Glacial crossing/trekking
- Hill walking or snow shoeing in winter conditions (e.g. in snow or ice where crampons and ropes might be used)
- Multi pitch rock climbing (where leader placed protection is involved)
- Trad climbing (Traditional multi pitch climbing involving leader placed protection)
- Trekking below 4000m in the greater ranges
- Trekking below 6000m in the greater ranges excluding Nepal (eg, Inca Trail, Kilimanjaro)
Extreme Adventure
- Alpine mountaineering upto 5000 meters (Europe only)
- Deep water soloing (on previously climbed areas designated as suitable for deep water solo climbing)
- Ice climbing
- Trekking in Nepal (any trekking peaks below 7000m including Everest Base Camp)
Pro Adventure
- Mountaineering upto 7000m (worldwide destinations, professional guided trips only, please submit itinerary prior to departure for agreement)
- Mountaineering - any first ascents - refer for agreement before policy purchase
If you are unsure if your mountain sports activities are covered by any of the above, please refer full details of your trip - [email protected]
Activities covered: click here for full list
Policy conditions for search and rescue:
01. Expenses are only payable for your proportion of a search and rescue operation.
02. You must comply at all times with local safety advice and adhere to the recommendations prevalent at the time.
03. You must not knowingly endanger either your own life or those in your party if your experience or skill levels fall below those required to participate in your activity, particularly when you are not with a professionally qualified guide or instructor.
04. Costs will only be covered up to the point where you are recovered by Search and Rescue or at the time where the Search and Rescue authorities advise that continuing the search is no longer viable.
See medical and other expenses section of cover for further cover information
You should call the emergency assistance service as soon as possible and assistance will be provided in repatriating you to the UK as quickly as possible.