The winter sports activities we cover are listed below. If you can not see the winter sports activity you are taking part in, please email with details and we will advise if cover can be provided.
Please note all policy levels include search and rescue including helicopter and air ambulance costs (see below for search and rescue conditions).
Adventure Basic
Cross country langlauf skiing on marked resort trails
Nordic cross country skiing on marked resort trails
Adventure Plus
Cross country langlauf skiing away from resort trails
Nordic cross country skiing (away from resort trails/multi day tours)
Skiing on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps
Snow shoeing on marked resort trails
Max Adventure
Cross country langlauf ski marathon amateur events
Snowboarding - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps
Ski touring (ascending using skins) - alpine touring, back country skiing including skidoo, snowcat or helicopter skiing
Telemark skiing - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps
Heli and snowcat skiing
Snow shoeing away from marked resort trails
Extreme Adventure
Heli boarding and snowcat boarding
Pipe and park freestyle skiing and snowboarding (but excluding competitions)
Ski touring (pulling pulks) - commercially guided tours only
Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only)
Snowboarding in back country areas including heli boarding and snowcat boarding
Split boarding - back country touring
Pro Adventure
Ski mountaineering - alpine ascents using mountaineering equipment (Worldwide destinations) - you must provide full details of the trip for acceptance before proceeding
Ski touring (pulling pulks) - unguided - you must provide full details of the trip for acceptance before proceeding
Ski racing - organised amateur ski races forming part of a recreational winter sports holiday (not available for ski race training and competitions for any formal teams, squads or national bodies or professional level events)
If you are unsure if your winter sports activities are covered by any of the above, please refer full details of your trip - [email protected]
Activities covered: click here for full list
Policy conditions for search and rescue:
01. Expenses are only payable for your proportion of a search and rescue operation.
02. You must comply at all times with local safety advice and adhere to the recommendations prevalent at the time.
03. You must not knowingly endanger either your own life or those in your party if your experience or skill levels fall below those required to participate in your activity, particularly when you are not with a professionally qualified guide or instructor.
04. Costs will only be covered up to the point where you are recovered by Search and Rescue or at the time where the Search and Rescue authorities advise that continuing the search is no longer viable.
See medical and other expenses section of cover for further cover information
You should call the emergency assistance service as soon as possible and assistance will be provided in repatriating you to the UK as quickly as possible.