N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
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Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

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Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

The winter sports activities we cover are listed below. If you can not see the winter sports activity you are taking part in, please email with details and we will advise if cover can be provided.

Please note all policy levels include serach and rescue including helicopter and air ambulance costs.

Adventure Basic

Cross country lauglauf skiing on marked resprt trails

Adventure Plus

Cross country langlauf skiing away from resort trails

Skiing on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps

Snow shoeing on marked resort trails

Max Adventure

Cross country langlauf ski marathon amateur events

Snowboarding - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps

Ski touring (ascending using skins) - back country skiing or snowboarding including telemark, skidoo, snowcat or helicopter skiing

Heli and snowcat skiing

Split boarding - back country touring

Snow shoeing away from marked resort trails

Extreme Adventure

Pipe and park freestyle skiing and snowboarding (but excluding competitions)

Ski touring (pulling pulks) - commercially guided tours only

Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only)

Pro Adventure

Ski mountaineering - alpine ascents using mountaineering equipment (Worldwide destinations)

Ski touring (pulling pulks) - unguided - you must provide full details of the trip for acceptance before proceeding

Activities covered: click here for full list

Snowboarding Travel Insurance 

Enjoy your next mountain adventure safe in the knowledge that you have cover from one of the UK’s most experienced and specialist winter sports travel insurers! Since 1990, Snowcard has been insuring snowboarders with flexible snowboarding travel insurance riding on piste, off piste, pipe, park and back country, discover our snowboard holiday insurance today!

With Snowcard you are in full control of your snowboard insurance policy. Unlike many standard snowboard insurance policies with winter sports cover extensions, Snowcard provides you with the flexibility to specifically tailor a snowboarding travel insurance policy to suit your exact needs. Our specialist policies allow you to snowboard both on piste and off piste, with or without a guide. Simply use our online quotation form above, where you will be given the option to select cover limits that reflect your needs, so you only have to pay for the cover you want. 

 

Why Take Out Travel Insurance for Snowboarding with Snowcard?

Snowboarding is an exhilarating, accessible sport and whilst no one plans to have an accident, the potential risks associated with snowboarding on and off piste are very real. In fact, snowboarders are estimated to be at between 2 and 3 times more risk of injury than skiers, particularly for wrist, shoulder, and head injuries. Accidents abroad can be traumatic and costly, even more so in Alpine resorts where most treatment is provided in non-state-run clinics who charge at the point of use. 

A typical claim for a snowboarding injury can cost between £1500 - £2500. Where rescue is involved and overnight hospitalisation, costs can soon escalate to £5000 or more. Snowcard provides  24/7 emergency assistance as standard with our snowboarding travel insurance, just in case the unthinkable should happen – help is never far away! According to the FCDO, about 1 in 5 snowboarders have relied on the Global Health Insurance Card (previously the EHIC), which does not cover private resort medical expenses, rescue or repatriation (https://www.gov.uk/browse/abroad/travel-abroad) – that is why it is vital you take out specialist snowboard holiday insurance. 

 

Snowboarding Off Piste & Safety On The Slopes

Whether snowboarding or skiing off piste there are additional risks to consider in all snow and weather conditions. You should at all times follow the advice of local piste authorities.

Even if you’re an experienced snowboarder, before going off piste you should always read the avalanche forecast and understand the level each day along with the associated dangers throughout your snowboarding holiday.

The Swiss Federal Institute For Forest, Snow and Landscape Research website outlines each avalanche danger level with the European Danger Scale.

For the latest additional information and essential travel advice and tips, along with frequently updated country specific information be sure to check the FCO website.

 

If you would like to find out more information about our snowboard insurance then please get in touch with us using our contact form or by email. We would be more than happy to answer any queries or questions you may have about our snowboarding travel insurance.

FAQs

Why Use a Specialist Snowboard Travel Insurance provider?

A specialist snowboard travel insurance provider will cover you for a wider range of snowboarding activities that will not be covered by a standard travel insurance policy.

If you’re planning on snowboarding off piste, you should not rely on standard travel insurance. Standard cover will not cover the types of situations that you will encounter when you’re snowboarding away from marked runs.

A specialist Snowcard policy will offer you the right insurance protection that has been tried and tested with over the past 30 years. Specialist Snowcard snowboarding insurance will respond in a crisis and is backed up with industry leading claims management and emergency 24 hour assistance with International Medical Rescue.

What Does Specialist Snowboard Insurance Cover?

Snowcard policies are tailored so that you have protection specific to your needs, our specialist snowboard travel insurance includes cover for:

  • Emergency Medical Expenses & Repatriation including heli-rescue and air ambulance cover – this core cover is included with all Snowcard policies.

Also includes:

  • Personal Liability
  • Personal Accident

Optional cover – with policy limits tailored to match your needs:

  • Personal Belongings
  • Snowboarding Equipment
  • Techno pack – for cameras and electronics
  • Cancellation & Cutting short a trip
    • Travel Delays
    • Missed Departure
    • Travel Disruption
    • Piste Closure

Do I need Snowboard Insurance For Snowboarding Off-Piste?

If you’re planning on snowboarding off-piste then yes, you will need specialist snowboard insurance. Most standard and even some specialist policies will not cover off-piste snowboarding unless you are with a guide.

It is a myth that the GHIC provides adequate medical cover for winter sports because medical and rescue services in ski resorts are privately provided and have to be paid for at the point of access. Snowcard will guarantee your costs are covered.

As a specialist snowboard travel insurance provider we will cover you for snowboarding on and off piste with or without a guide. Make sure you take the correct policy level to cover your snowboarding insurance needs.