N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

1
What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
2

Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

3
Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

Water Sports Travel Insurance

Snowcard offer water sports travel insurance for a wide range of water based activities, read more about our water sports holiday insurance click here

Snowcard are one of the UK’s longest running activity holiday insurers and have been providing specialist water sports travel insurance for over 30 years.

A Snowcard policy is tailor made for adventure travel and we provide specialist water sports holiday insurance that covers a wide range of water sports activities:

  • Scuba diving  
  • Surfing
  • Swimming treks
  • White water rafting
  • Sea and surf kayaking
  • Canadian canoeing
  • Canoeing on lakes or flat water
  • Canyoning and coasteering
  • Cave diving
  • Coastal sailing/yachting (within 12 miles of shore)
  • Dinghy sailing
  • Flotilla sailing
  • Hydro speeding
  • Kite surfing
  • River wilderness expeditions
  • Rowing (including amateur events)
  • Sailing regattas (organised amateur events only)
  • Tall ship sailing (as crew with a professionally organised company)
  • Wake boarding and water skiing
  • Windsurfing
  • White water kayaking (up to grade 5 depending on the cover option you select)

For more information and a complete list of water sports travel insurance activities that we cover please visit our activities covered page.

 

Why Standard Travel Insurance Including Water sports Is Not Always Suitable

When buying water sport holiday insurance remember that standard insurers will not necessarily cover what they deem to be more hazardous or adventurous water sports activities with higher associated risks of injury. Many general travel policies like those provided free with bank accounts will only cover the lowest risk sports and limit or exclude cover for search and rescue or personal liability insurance which are extremely important for any water sports enthusiast. 

It is important to not fall into the trap of making price alone the only deciding factor when purchasing water sports holiday insurance.

 

Why Buy Specialist Water Sports Insurance Cover from Snowcard?

Having specialised in activity holiday insurance since 1990 we are one of the UK's longest running specialists insuring adventure holidays. We understand the needs of our clients as adventure travellers and that's why we've developed what we believe to be the best specialist policies with the highest quality and flexible cover which are designed to respond in an emergency. 

Our water sports travel insurance policies provide you with complete freedom and flexibility to tailor your own travel insurance, enabling you to choose your own sums insured for baggage, sports equipment, cancellations, and our unique techno pack option which provides cover for items such as cameras and electronic gadgets.

No matter where you are in the world you'll also benefit from 24/7 access to specialist claims and assistance services.

 

How To Buy Water Sports Holiday Insurance

It really couldn't be easier to get a quote and buy water sports travel insurance online with Snowcard. Using the form at the top of this page simply enter your trip details for an instant quote, you can then tailor and select your own sums insured. 

For single trip and annual multi-trip policies, we offer the following 5 options for our water sports holiday insurance.

  • Adventure basic
  • Adventure plus
  • Max adventure
  • Extreme adventure
  • Pro adventure

Each option covers what we deem to be progressively higher risk water sports activities.

If you are in any doubt about which cover option to select, then simply use our convenient 'find my level cover' tool in part 1 above. If you plan on partaking in various water sports activities, then please always ensure that you select the option which will cover your highest risk activity.

If you would like to find out more information about water sports holiday insurance then please get in touch with us by using our contact form or by email. Purchase your water sports travel insurance with Snowcard today!

Enjoy your adventure!

 

 

FAQs

Do I Need Specialist Water Sports Travel Insurance?

Water sports like sailing, windsurfing, kayaking and kite surfing are extremely popular and readily accessible in Europe and further afield. However, these activities can come with risks standard travel insurance may not cover more adventurous activities. Therefore, it’s crucial that you have the right water sports travel insurance for added peace of mind on your water sports adventures.

Snowcard are proud to provide high-quality water sports travel insurance for a range of activities, we have over 30 years of experience and our policies can be tailored to suit your needs. Make sure you have the right coverage before you embark on your next watersports adventure.

What Water Sports Insurance Do I Need?

This depends on the water sports you are planning on doing and whether you would like the flexibility to tailor your own policy. At Snowcard we offer 5 options of cover:

  1. Adventure Basic
  2. Adventure Plus
  3. Max Adventure
  4. Extreme Adventure
  5. Pro Adventure

Each option covers higher risk activities progressively. You can find out about the levels and activities they cover on the activities covered page.

What Does Water Sports Travel Insurance Cover?

Our water sports travel insurance provides you with cover for emergency medical and recovery costs, ambulance charges and repatriation to the UK. We offer 5 options with our policies, each covers progressively higher risk sports and activities.

With our travel insurance, as standard you will receive medical and liability cover, £10 million for emergency medical expenses and £2 million for personal liability. All policies include rescue costs. You can customise your insurance to cover personal belongings, sports equipment, electronics (techno pack), cancellation and travel interruption.