N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
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Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

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Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

Trekking and Hiking Insurance

Snowcard, are able to offer specialist trekking travel insurance for global worldwide destinations, discover our trekking holiday insurance today!

When it comes to buying trekking holiday insurance it is a constant and confusing challenge to find the specialist cover you need. General travel policies or insurances provided free with bank accounts or credit cards do not cover trekking at altitude or the associated search and rescue insurance needed for peace of mind and security in the mountains. Snowcard has been providing specialist activity holiday insurance and altitude trekking insurance since 1990 and is a market leader and first choice of cover for trekkers and hill walkers. Unlike other trekking travel insurers, Snowcard do not charge a higher fixed excess for heli-rescue.

Trekking and Altitude trekking insurance is not properly understood by most insurers who treat it like standard travel insurance.  At Snowcard we understand your complex and diverse needs and provide you with the ability to tailor your own trekking travel insurance policy allowing you to customise and choose your own cover limits for;

  • Baggage
  • Sports Equipment
  • Techno Pack – Cameras and electronic equipment
  • Cancellation cover
  • Policy excess

As a leading specialist provider of trekking and altitude trekking insurance and unlike most standard insurers, we provide cover for a wide range of hill walking and trekking activities, which include;

  • Fell running   
  • Glacial crossing/trekking
  • Hill walking
  • Trekking up to 4000m in the greater ranges (e.g. Nepal, South America)
  • Trekking up to 6000m in the greater ranges (eg, Everest base camp, Inca Trail, Kilimanjaro)
  • Trekking peaks up to 7000m (as designated in the Himalaya, e.g. Island Peak, Mera Peak etc)
  • Via ferrata   
     

Why take out Trekking and Hill Walking Insurance with Snowcard?

Trekking is testing both physically and mentally as well as being incredibly rewarding but sometimes things go wrong. Over the past 30 years Snowcard has assisted thousands of trekkers and hillwalkers with claims involving altitude sickness, broken limbs and illnesses brought on by being in remote mountainous areas around the world. We are one of the most experienced insurance providers of trekking holiday insurance in the UK.

Trekking adventures have many associated risks and with many year's of experience insuring trekkers, Snowcard has developed what we believe to be the best trekking travel insurance cover available in the UK. If you're trekking or hill walking then you can rest assured that Snowcard policies are tailor-made for you and are of the highest quality underwritten by specialist travel insurers, with many years of experience dealing with emergency rescue situations across the globe for trekkers and mountaineers.

We know that you may never need us, however, if you do it’s good to know we’re on hand should something go wrong with access to a 24/7 emergency assistance helpline regardless of where you are in the world.

At Snowcard we offer a personalised and tailored service, which we feel makes our trekking and altitude trekking insurance one of the best insurances you can purchase.

 

Staying safe whilst trekking

Even with specialist trekking travel insurance, it is understood that you should always adhere to mountain safety tips for a safe, challenging, and enjoyable trek. 

For more information on trekking and rock climbing safety -  10 Tips for Safe Trekking - whether you're climbing, trekking, walking, or mountaineering enjoy your adventure holiday with the reassurance that you're covered with a specialist Snowcard policy.

If you would like to find out further information about our trekking holiday insurance then please get in touch with us by using our contact form or by email. Purchase your trekking travel insurance with Snowcard today!

Enjoy Your Adventure!

FAQs

What Does Trekking Travel Insurance Cover?

By purchasing Snowcard trekking travel insurance you will receive cover for the types of situations you are likely to encounter in the mountains. Snowcard insurance comes in 5 levels of cover, each covering progressively higher risk mountain sports and activities.

With Snowcard travel insurance, as standard you will receive medical and liability cover, £10 million for emergency medical expenses and £2 million for personal liability. All policies include search and rescue. You can also customise your insurance to cover personal belongings, sports equipment, electronics (techno pack), cancellation and travel interruption.

What Trekking Travel Insurance Do I Need?

Depending on the altitudes you are trekking to, you will need to select the appropriate level of cover. Here at Snowcard  we offer 5 levels of cover:

  1. Adventure Basic
  2. Adventure Plus
  3. Max Adventure
  4. Extreme Adventure
  5. Pro Adventure

Each option covers progressively higher risk trekking or climbing activities, the higher levels cover the higher altitudes. You can find out about the levels and activities they cover on the activities covered page.