N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
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Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

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Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

Mountain Bike Travel Insurance

Snowcard are pleased to offer mountain bike travel insurance, discover our mountain bike holiday insurance - perfect for your exhilarating mountain biking adventures!

Mountain biking has seen the biggest growth in mountain sports in recent years and increasingly more Snowcard clients each year head to the Alps and further afield with their mountain bikes after they have packed away their skis and boards for the summer months. 

Whether you are a trail rider or a downhill adrenalin junkie, in the event of an accident Snowcard has you covered. We provide specialist downhill mountain bike travel insurance tried and tested over many years. Whilst ordinary travel polices might cover cycling, most don’t cover specialist mountain bike activities.

Snowcard has been providing specialist adventure activity holiday insurance since 1990 and it’s safe to say that we have the experience and truly understand our customer’s requirements when it comes to mountain bike insurance. 

Before you set off on your mountain biking holiday adventure please be sure to check our full range of activities covered for more information as we offer the following 5 cover options;

  • Adventure basic
  • Adventure plus
  • Max adventure
  • Extreme adventure
  • Pro adventure

Each level will cover progressively higher risk mountain biking and holiday sports activities. For instance, if you are taking part in amateur competitive events, downhill, or dirt jumping, then you would need to select either extreme or pro adventure cover. Use the 'find my level of cover' tool above to select the correct policy option.

 

Mountain Bike Holiday Insurance Why Do I Need It?

As we all know mountain biking is a high-speed high-adrenaline sport over rugged and rough off-road terrains and there are many associated risks of injury and accidents. Unfortunately, collision and crashes can happen mountain biking and we see more claims from mountain biking than any other sport. These might include shoulder and arm injuries, back and head injuries and pretty much every other part of the body! With typical claims exceeding £1500 travel insurance is vital but our mountain bike travel insurance also covers search and rescue and repatriation which cheaper or general policies will not include. 

With mountain biking travel insurance from Snowcard, you can enjoy your adventure with peace of mind and security that the UK’s longest established specialist provider of mountain bike holiday insurance insures you.

Snowcard policies are completely flexible and we provide you with the freedom to tailor your policy and select your own sums insured including your bike. But more importantly, all Snowcard policies come with a 24/7 specialist worldwide emergency service. Together we provide all of our customers with a personalised and tailored service to ensure that we have the right mountain bike holiday insurance for you.

We also provide cover for a range of other cycling activities such as cycle touring, for more information visit our cycling travel insurance page.

 

Mountain Biking Top Worldwide Destinations

If you're new to mountain biking or maybe just looking for some inspiration for your next adventure, then be sure to have a look at 5 of the most incredible places to ride according to Redbull.

From the giddy high of Saint-Luc, Switzerland, through to the rocky peaks and glaciers of the Tarentaise valley in France, your next mountain biking adventure awaits!

Finally, remember your mountain bike holiday insurance, and insure your adventure with Snowcard.  At Snowcard we also offer downhill mountain bike insurance and also downhill mountain bike travel insurance, explore our services today.

If you would like to find out further information about our mountain bike holiday insurance then please get in touch with Snowcard by using our contact form or by email. We would be more than happy to answer any queries or questions you may have about our mountain bike travel insurance. 

Enjoy Your Adventure!

FAQs

What Mountain Bike Insurance Do I Need?

Snowcard Insurance have specialist mountain bike travel insurance for a wide range of mountain biker needs.

We offer specialist emergency and rescue expenses cover for the following MTB activities:

  • Mountain biking – cross country and trail riding.

  • Mountain biking – all mountain, downhill, enduro, freeride and dirt jumping.

  • Mountain biking on high altitude trails (e.g. Himalayan or Alpine destinations over 3000m).

Why Use a Specialist Mountain Bike Travel Insurance Provider?

There are considerable high risks with mountain biking including collisions, crashes and accidents. Injuries to the head and upper limbs are a common occurrence but mountain bikers are susceptible to potentially expensive and life changing injuries.

A specialist travel insurance provider will cover you for injuries you sustain whilst mountain biking and importantly include search and rescue as well as repatriation. A standard travel policy will not cover you for most higher risk situations that will occur when you are mountain biking and it is unlikely the claims handlers will have the necessary expertise to deal with more complex situations in mountain resorts. 

A specialist Snowcard policy will offer you the insurance protection you need.  Snowcard cover has been tried and tested for 30 years with a claims service geared up to respond in a crisis including 24 hour assistance from International Medical Rescue.