N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
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Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

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Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

The winter sports activities we cover are listed below. If you can not see the winter sports activity you are taking part in, please email with details and we will advise if cover can be provided.

Please note all policy levels include serach and rescue including helicopter and air ambulance costs.

Adventure Basic

Cross country lauglauf skiing on marked resprt trails

Adventure Plus

Cross country langlauf skiing away from resort trails

Skiing on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps

Snow shoeing on marked resort trails

Max Adventure

Cross country langlauf ski marathon amateur events

Snowboarding - on and off piste with or without a guide on marked resort runs and unpisted trails on resort ski area maps

Ski touring (ascending using skins) - back country skiing or snowboarding including telemark, skidoo, snowcat or helicopter skiing

Heli and snowcat skiing

Split boarding - back country touring

Snow shoeing away from marked resort trails

Extreme Adventure

Pipe and park freestyle skiing and snowboarding (but excluding competitions)

Ski touring (pulling pulks) - commercially guided tours only

Ski mountaineering - alpine ascents using mountaineering equipment (European destinations only)

Pro Adventure

Ski mountaineering - alpine ascents using mountaineering equipment (Worldwide destinations)

Ski touring (pulling pulks) - unguided - you must provide full details of the trip for acceptance before proceeding

Activities covered: click here for full list

 

Winter Sports Travel Insurance 

Snowcard are renowned for providing the best specialist winter travel insurance. In fact, we've been providing what we regard to be the best winter sports holiday insurance cover since 1990, which today makes us one of the UK's leading specialists for skiing and snowboarding travel insurance. Discover our winter sport insurance today!

Our winter sports policies cover a wide range of wintersports including on and off piste skiing and snowboarding travel insurance. 

Snowcard winter sport cover is completely flexible and puts you in control providing you with the option to customise your own policy and choose sums insured for your very own unique winter sports holiday insurance.

Wherever in the world your winter adventure may take you, with winter sports travel insurance from Snowcard you can enjoy your holiday safe in the knowledge that you'll have 24-hour access to one of the best emergency assistance services available in the UK. Purchase your winter sport insurance form Snowcard today.

 

Is Standard Travel Insurance With Winter Sports Cover Enough?

If you’re considering taking standard travel insurance including winter sports cover, then be aware that standard winter sports cover may not always be appropriate when it comes to providing cover specifically for on and off piste winter sports activities. Most standard travel policies including those provided free with bank accounts severely restrict or limit off piste skiing and snowboarding. With a Snowcard winter sports insurance, you can rest assured you are covered by experts who have been insuring skiers and snowboarders for over 30 years. All Snowcard policies include search and rescue as standard.

 

Winter Sports Safety Tips

Skiing, snowboarding, and all winter sports are regarded as being accessible holiday options for anyone, but they are dangerous sports with increased risks of injury. However, whether you are a novice going on your first adventure, or a seasoned professional there are safety tips which you should never ignore. We recommend reading 10 Rules for Conduct compiled by the International Ski Federation for more information.

Remember, be safe when you hit the slopes and enjoy your adventure with winter sports travel insurance from Snowcard. 

If you would like to find out further information about our winter sports holiday insurance then please get in touch. We offer a variety of different insurances for skiing and snowboarding, water sports, climbing and mountaineering. You can get in touch with us by using our contact form or by email. We would be more than happy to answer any queries you may have about our winter sport insurance. 

FAQs

What Winter Sports Insurance Do I Need?

At Snowcard we have our own unique specialist winter sports travel insurance suitable for a wide range of different winter sports activities.

We offer specialist cover for the following activities:

  • Dog sledging
  • Pipe and park freestyle skiing and snowboarding
  • Skiing - on and off piste with or without a guide
  • Ski-biking and ski bobbing
  • Ski touring           
  • Heli-skiing
  • Ski mountaineering
  • Snowboarding - on and off piste with or without a guide
  • Snowmobiling
  • Tobogganing

 Please view our comprehensive list of activities covered for more information.  

Why Use a Specialist Winter Sport Travel Insurance Provider?

Winter sports activities like skiing, snowboarding, and mountaineering are high risk sports with variable hazards increasing risks of injury.

A specialist winter sports travel insurance provider will cover you for a wide range of activities that will not always be covered by a standard travel insurance policy. Beware, the EHIC does not provide the same protection as a specialist winter sports policy. Most expenses incurred in winter sports resorts are privately charged and must be paid for at the point of delivery. Snowcard will guarantee these costs for you.

Low cost standard winter sports policies will not provide you with adequate cover for on and off piste winter sports activities. A specialist Snowcard policy will offer you the protection you need, a service that has been tried and tested for 30 years with a claims service geared up to respond in a crisis with 24-hour assistance from International Medical Rescue.

What Does Winter Sports Insurance Cover?

Snowcard polices are tailored so that you have protection specific to your needs, our specialist winter sports travel insurance includes cover for:

  • Emergency Medical Expenses & Repatriation including heli-rescue and air ambulance cover – this core cover is included with all Snowcard policies.

Also includes:

  • Personal Liability
  • Personal Accident

Optional cover – with policy limits tailored to match your needs:

  • Personal Belongings
  • Winter Sports Equipment
  • Techno pack – for cameras and electronics
  • Cancellation & Cutting short a trip
    • Travel Delays
    • Missed Departure
    • Travel Disruption
    • Piste Closure