N.B. Insurance policies available from this website can only be used by UK, Channel Islands and Isle of Man residents.

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What level of cover do I need?

Levels of cover

Please start typing your activity in the box below. You are covered for all activities in the level you select and those in lower levels. If you are taking part in multiple activities, make sure you select the highest level that will cover all of your activities.

What is your most extreme activity?

You require: Proceed

Please check our full activity levels information table - if you cant find a match for your activity - let us know so we can add it.

If you are taking part in an activity that might be considered out of the ordinary or you are travelling to unusual or remote destinations, please refer full details before proceeding and we will confirm if your trip can be covered.

How many weeks winter sports on multi trip policies
Cover for COVID19
Expeditions
Excluded activities
Read about the locations we cover
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Annual multi-trip insurance

Cancellation cover (if selected) starts when you book each trip or on the start date entered here and shown on your Insurance Schedule, if this is later. Cover under all other sections of the policy begins when you leave home to go on a trip and ends when you return home from that trip.  The start and finish dates of the trip must fall within the 12 month period of insurance. For trips booked during the 12 month period and that start after the end of the 12 month period, we will provide cancellation cover until the policy ends. Please note that annual multi-trip policies can not be purchased more than 2 months in advance of the policy start date and must be purchased in the UK before departure of your first trip. Cancellation cover commences from the policy start date you specify here.

Single trip limits

Winter sports limits on annual multi-trip policies

Single trip policies

You must insure the full duration of your trip and purchase your insurance before departing from the UK. If you have an annual policy with another insurer and you require higher risk cover with Snowcard for a short duration only, we CANNOT help topping up another insurers policy. You must insure your full trip duration with Snowcard for your policy to be valid.

If you select cancellation cover, it takes effect from the date of policy purchase until your departure date. The insurance for personal belongings, equipment and techno pack (if shown on your Insurance Schedule) is only valid if you have insured the whole duration of each individual trip and starts when you depart from the UK. If you have a Snowcard annual multi trip policy at a lower level of cover, you can purchase single trip top up cover (medical and emergency expenses only) at a higher level for short durations.

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Important information about your age
How many people to be insured?

The age band selected must be that of the person who is the lead insured name or the oldest person in the family or group. If a group member is older than 56+, it will be cheaper for the group if the older traveller is insured separately. For persons aged over 75 contact https://www.biba.org.uk for advice.

Please note a family is 2 adults and upto 4 children up to the age of 18 – a couple is 2 persons married or living together as married – a group is 2 or more persons travelling together on the same holiday. For single parent families, use either the couple or group options.

To insure a minor <18 travelling alone, the parent must register their details but insert the name and age of the child when prompted to enter the name of the person to be insured.

Premium
(inclusive of insurance premium tax)
£10m emergency medical and rescue insurance and £2m personal liability standard on ALL policies.
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Now tailor your quote

Scuba Diving Holiday Insurance

Snowcard are pleased to offer Scuba diving travel insurance to PADI and BSAC members as well as divers travelling to take part in scuba diving training courses.

Snowcard do not just offer insurance for mountain-based activities like skiing and snowboarding, we also offer insurance for a wide range of adventure and water sports including scuba. Discover our scuba diving insurance today!

With a Snowcard policy, you can enjoy your scuba adventure with peace of mind and expert cover from our scuba diving travel insurance. We are one of the longest running specialists in activity holiday travel insurance in the UK and have been providing activity travel insurance for over 30 years.

As with all Snowcard policies, when you choose to take out scuba travel insurance with Snowcard you are in control (as all good divers should be!), with the ability to choose your own cover levels for baggage, dive equipment, cancellation, and policy excess, you only pay for additional cover that you really need. This makes our Scuba diving insurance one of the most flexible scuba travel insurance in today’s market.

  • Scuba diving to 40 meters - use our Adventure Basic policy
  • Scuba diving over 40 meters - use our Adventure Plus policy
  • Cave Diving - use our Max Adventure policy

If you are planning to take your own equipment with you then our scuba diving travel insurance can be adjusted to cover up to £5,000 dive equipment cover in addition to general personal baggage. Most general scuba diving insurance’s will only provide limited cover for personal belongings and exclude dive equipment.

Our scuba diving travel insurance policies can be tailored to meet your personal needs using our unique quotation tool which allows you to fully customise the cover to match your requirements.

 

Why You Need Scuba Diving Insurance with Snowcard

Scuba diving is a fantastic experience, an opportunity to explore stunning ecosystems, exotic sea life and of course, parts of the world that many never get to see. It’s important to remember, however, that scuba diving has associated risks and injuries do happen, particularly relating to decompression related illness which is the most common cause of claims for scuba divers. 

Our scuba diving travel insurance includes medical treatment following decompression illness or sickness. This cover is standard under the Medical and Emergency expenses section of your Snowcard diving travel insurance policy.

 

Standard Travel Insurance Including Scuba Diving - Am I Covered?

Always be wary when taking out standard travel insurance, like that provided free with bank accounts, as although it might include scuba diving there is no guarantee the insurer will have the depth of experience to deal with the complexities of managing and repatriating divers from around the world. The depth that you are covered to dive to is another important consideration, and this may differ between insurers. Basic scuba diving travel insurance will only cover diving to Open Water qualification depths which is limiting for Advanced qualification or above divers. However, our scuba diving travel insurance offers you more flexibility for your scuba diving adventure.

With this in mind also remember that while our premiums are competitively priced, being the cheapest does not always mean that you’re getting the best level of cover. We believe our scuba diving travel insurance is the best value for money in today’s market.

Most importantly, with a Snowcard policy you will be pleased to know that our scuba travel insurance policies offer one of the most advanced and specialist claims and assistance teams, offering a 24/7 service.

At Snowcard we understand the requirements of our clients as adventure travellers, and as such, we provide what we believe to be one of the best scuba travel insurance in the UK.

 

For more information on scuba diving courses and to learn to dive visit the Professional Association of Diving Instructions website. 

If you want to find out further information about our Scuba travel insurance then please get in touch with Snowcard today. Here at Snowcard, we offer insurance for different activities such as mountain biking, cycling, and rock climbing. You can get in touch with Snowcard by using our contact form or by email. We would be happy to answer any queries you may have about our Scuba diving insurance or any of our other services.

 

Enjoy Your Adventure!

FAQs

Do I Need Specialist Scuba Diving Insurance?

Most standard scuba diving insurance which will only cover you to dive to a depth of 20 or 30 meters, Snowcard provides travel insurance with scuba cover for diving to any depth within your diving qualifications. That’s why as long as you have the appropriate training or are undertaking a recognised course for the required depth you need and choose the appropriate level of cover for the activities covered on your diving holiday, then our scuba diving travel insurance will cover depths exceeding 40 meters.

What Does Scuba Diving Travel Insurance Cover?

At Snowcard, we have specialist scuba diving travel insurance suitable for experienced and beginner divers.

We offer specialist cover for the following:

  • Emergency Medical Expenses, Rescue & Repatriation up £10 million (automatically included on all policies and includes DECOMPRESSION cover)
  • Personal Liability
  • Personal Accident
  • Personal Belongings
  • Baggage and personal belongings (from £0 to £3,000)
  • Dive Equipment (from £0 - £5,000)
  • Techno pack – for cameras and electronics (from £0 to £2,000)
  • Cancellation & Curtailment (from £0 to £5,000)
  • Travel Delay, Missed Departure and Travel Disruption included if cancellation cover taken